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If you’re buying or selling a property overseas there’s a lot to think about. Talking to Currencies Direct will remove at least one of those things – your currency exchange. Currencies Direct are registered with the FCA so you know your money is protected by their code of ethics and is kept in a segregated account. There are lots of ways to transfer your money – if you’re using Currencies Direct online system you may find it easiest to use your debit card. You can also transfer your money using their online banking system or they can set up a direct debit for regular transfers. They can send money to countries in Europe on the day you book the deal although you should allow 24-48 hours. The online service offers some great benefits:

• Transfer money 24/7
• Bank–beating exchange rates
• No transfer fees… ever!
• Service is 100% secure
• Get live exchange rate quotes
• Manage payees
• Buy currency now and send it later
• Send money to more than one payee at a time

How do I register?
You just need to click the “Register for a Currencies Direct Account” button and fill in a simple online form.

Why do I need to register?
Registering with Currencies Direct gives you access to their online system so you can easily send or receive international funds. You’ll also have access to one of their account managers who can give you a live market quote over the phone. There’s no catch to registering if you don’t want to make any payments you don’t have to. Registration is free.

How is my exchange rate calculated?
The exchange rate that you see on the news is called the ‘interbank rate’ – it’s not a rate available to companies or individuals. Currencies Direct are able to buy currency at a wholesale rate and pass the savings they receive from buying in bulk to their customers. You will always get quoted a price for the currency you want to buy or sell whether you trade online or over the phone. The exchange rate changes every few seconds but once they agree a rate with you – that’s the rate you’ll get.

What are the charges?
There are no charges for most transactions and no hidden fees or commissions – 90% of transactions for free!